Terms of Service | Naya Moss

1. Introduction and Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Naya Moss ("Company," "we," "us," or "our"). These terms outline the conditions under which users may access and use our services, products, and platforms (collectively, the "Service"). By accessing, browsing, or using the Service in any way, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Service.

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Service. Your continued use of the Service following the posting of revised Terms means that you accept and agree to the changes. We encourage you to review these Terms periodically.

2. Eligibility and Account Requirements

You represent and warrant that you are at least 18 years of age or the age of majority in your jurisdiction, whichever is greater. If you are under 18, you may only use the Service under the supervision of a parent or legal guardian who agrees to be bound by these Terms.

To use certain features of the Service, you may need to create an account. You agree to:

Provide accurate, current, and complete information during registration
Maintain the security of your password and account credentials
Not share your account with other individuals
Notify us immediately of any unauthorized access or breach of security
Accept responsibility for all activity that occurs under your account

3. User Conduct and Prohibited Behavior

You agree to use the Service only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment of the Service. Prohibited behavior includes, but is not limited to:

Harassing, abusing, insulting, or threatening other users
Posting content that is defamatory, obscene, offensive, or otherwise harmful
Violating applicable laws, regulations, or third-party rights (including intellectual property, privacy, and publicity rights)
Attempting to gain unauthorized access to the Service or related systems or networks
Disrupting the normal functioning of the Service through hacking, malware, or other malicious activity
Engaging in spam, phishing, or other deceptive practices
Collecting or tracking personal information of others without consent
Automated accessing or downloading of content without permission

We reserve the right to suspend or terminate accounts that violate these terms or pose security risks to the Service or other users.

4. User Content and Intellectual Property

You retain ownership of any content, data, or materials you create, upload, or submit to the Service ("User Content"). By submitting User Content, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and worldwide license to use, reproduce, modify, distribute, and display your User Content in connection with operating and improving the Service.

You represent and warrant that you own or have obtained all necessary rights to submit the User Content and that it does not violate any third-party rights. You are solely responsible for the accuracy, completeness, and legality of User Content you submit.

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, designs, and software, are the exclusive property of the Company and are protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive license to access and use the Service for personal, non-commercial purposes. Any other use is prohibited without express written permission.

5. Third-Party Links and Content

The Service may contain links to third-party websites, applications, and content that are not operated by us. We do not endorse, control, or guarantee the accuracy, legality, or appropriateness of third-party content. Your access to and use of third-party sites is at your own risk and subject to their terms and privacy policies. We are not responsible for any damage or loss arising from your use of third-party content or services.

6. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that:

The Service will be uninterrupted, timely, secure, or error-free
Defects in the Service will be corrected
The Service will meet your specific requirements or expectations
Results obtained from using the Service will be accurate or reliable

7. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Our total liability for any claim arising out of or relating to these Terms or the Service shall not exceed the amount paid by you, if any, for accessing the Service in the 12 months preceding the claim.

8. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its directors, officers, employees, and agents from and against any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of or related to:

Your use of the Service
Any violation of these Terms
User Content you submit or any violation of third-party rights
Your violation of applicable laws or regulations

9. Data Retention and Deletion

We retain account data, User Content, and related information as long as your account is active or as needed to provide the Service and comply with legal obligations. Upon account termination or deletion, we will delete or anonymize your personal data in accordance with our Privacy Policy and applicable data protection laws. Some data may be retained for legal, compliance, or security purposes as required by law.

You are responsible for maintaining backups of any User Content, as we do not guarantee the recovery of deleted content.

10. Account Termination

You may terminate your account at any time by contacting us or through your account settings. We may suspend or terminate your account and access to the Service at any time, without notice or liability, if we believe you have violated these Terms, engaged in fraudulent activity, or pose a security risk.

Upon termination, your right to access the Service will immediately cease. You remain responsible for any charges or liabilities incurred prior to termination.

11. Payment Terms (If Applicable)

If the Service includes paid features or products, you agree to pay all fees and charges that you incur. Fees are exclusive of applicable taxes unless otherwise stated. We reserve the right to change pricing with 30 days' notice. Cancellations and refunds are subject to our refund policy.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the Company is located, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in that jurisdiction for the resolution of any disputes arising out of these Terms or your use of the Service.

13. Dispute Resolution

Before pursuing legal action, you agree to contact us and make a good faith effort to resolve any dispute informally. If we are unable to resolve the dispute within 30 days, either party may pursue formal legal proceedings in accordance with the Governing Law section above.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if not possible, shall be severed. The remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms, along with our Privacy Policy and any other policies posted on the Service, constitute the entire agreement between you and the Company and supersede all prior negotiations, representations, and agreements regarding the subject matter.

16. Acceptable Use Policy

In addition to the general user conduct guidelines above, you further agree not to:

Upload, distribute, or transmit any viruses, malware, or other harmful code
Engage in excessive scraping, data mining, or automated downloading of content
Bypass or circumvent any security or authentication mechanisms
Transmit obscene, threatening, or hateful content
Impersonate any person or entity or misrepresent your affiliation
Engage in price gouging, arbitrage, or artificial manipulation of prices or availability
Engage in any form of gambling, lottery schemes, or contests without proper authorization
Use the Service to develop or distribute competing products or services
Engage in any form of market manipulation or fraudulent activity

We reserve the right to investigate violations of this policy and take appropriate action, including suspension or termination of accounts.

17. Security and Data Protection

We implement industry-standard security measures to protect your personal information and User Content from unauthorized access, alteration, and destruction. These measures include:

Encryption of data in transit using SSL/TLS protocols
Secure password storage using modern hashing algorithms
Regular security audits and vulnerability assessments
Restricted access to personal information on a need-to-know basis
Multi-factor authentication options for account security
Incident response procedures for data breach scenarios

However, no security measure is 100% effective. We cannot guarantee absolute security and are not responsible for unauthorized access to your account or data that results from your failure to maintain the confidentiality of your credentials.

If you become aware of a security breach or unauthorized access to your account, please notify us immediately at security@namoslabs.com.

18. Privacy and GDPR Compliance

Our collection and use of personal information is governed by our separate Privacy Policy. By using the Service, you consent to our collection and use of personal information as described in our Privacy Policy.

For users in the European Union and European Economic Area: We comply with the General Data Protection Regulation (GDPR) and your associated rights, including:

Right of access to your personal data
Right to rectification of inaccurate data
Right to erasure ("right to be forgotten")
Right to restrict processing
Right to data portability
Right to object to processing
Rights related to automated decision-making and profiling

To exercise any of these rights, please contact us at privacy@namoslabs.com.

We have appointed a Data Protection Officer (DPO) for all GDPR-related inquiries. We will respond to GDPR-compliant requests within 30 days.

19. Cookies and Tracking Technologies

We use cookies, web beacons, pixels, and similar tracking technologies to:

Remember your preferences and login information
Analyze how users interact with the Service
Prevent fraud and enhance security
Deliver personalized content and recommendations
Comply with legal and regulatory requirements

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of the Service. Please refer to our Privacy Policy for detailed information about our cookie practices and your choices regarding tracking.

20. Children's Privacy and Safety

The Service is not intended for users under the age of 13 (or the age of digital consent in your jurisdiction). We do not knowingly collect personal information from children under 13. If we become aware that we have collected information from a child under 13, we will take steps to delete such information and terminate the child's account.

Parents or guardians who believe their child has provided us with personal information should contact us immediately at legal@namoslabs.com.

For users aged 13-18, we provide enhanced privacy protections and limit the collection and use of their information.

21. Modifications to the Service

We reserve the right to modify, suspend, or discontinue any feature, functionality, or aspect of the Service at any time, with or without notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of the Service or any part thereof.

We will endeavor to provide advance notice of significant changes that negatively impact your use of the Service, but we are not obligated to do so.

22. Newsletter and Email Preferences

If you have opted in to receive newsletters, promotional emails, or other communications from us, you may unsubscribe at any time by:

Clicking the "Unsubscribe" link in any email we send
Updating your preferences in your account settings
Contacting us at naya@namoslabs.com

Please note that unsubscribing from marketing emails will not unsubscribe you from transactional messages related to your account (such as password resets, billing notifications, or service updates).

23. Force Majeure

We shall not be liable to you for any failure to perform or delay in performing obligations under these Terms if such failure or delay is caused by circumstances beyond our reasonable control ("Force Majeure"), including but not limited to:

Natural disasters (earthquakes, floods, hurricanes, etc.)
War, terrorism, or military action
Government actions or embargoes
Pandemics or epidemics
Strikes or labor disputes
Utility failures or internet outages
Cyber attacks or other malicious activities beyond our control

In such events, we will provide prompt notice and make reasonable efforts to resume performance of our obligations.

24. Export Control and Sanctions

The Service and related technology are subject to U.S. export control laws, including the Export Administration Regulations (EAR) and the International Traffic in Arms Regulations (ITAR). You agree that you will not, directly or indirectly, export, re-export, or transfer the Service to prohibited countries or entities, or to individuals or entities on U.S. government restricted party lists.

You represent and warrant that you are not located in, ordinarily resident in, or otherwise subject to the laws of any country under U.S. embargo, and are not listed on any U.S. government restricted party list.

25. Contact Information

For questions, concerns, or notices regarding these Terms of Service, please contact us at:

Email: legal@namoslabs.com
Website: nayamoss.com

Last Updated: 2026